In order for a business to be successful, it must make a profit. That is a fact of capitalism that cannot be refuted. When a business fails to make money, then that business will no longer be able to conduct business. This reality is evident in many facets of our lives, from clothing stores to fast food restaurants, but no example is more clear than the insurance business.
Many people believe that insurance is meant to make you whole again after an accident. Whether an auto accident or a Category 5 hurricane, we purchase insurance to help us, when we need it most, and to put right in our lives which has been destroyed. You trust that when you make your payment every month, that when you need them, they will be there for you.
More and more, however, it is becoming apparent that insurance companies are no longer going to be on your side. In fact, insurance agencies hire adjusters for the sole purpose of protecting their bottom line. These adjusters come out to your accident and evaluate the vehicle to determine whether their company should pay. More often than not, they also look to see if they can legally be forced to pay. If they believe that they can get out making a payment for your auto accident, they will smile politely and walk away.
For proof of this behavior, simply look at the experiences of the displaced people after Hurricane Katrina. Houses that were flooded with twenty feet of water were written off as not payable under flood insurance. How? The adjusters stated that the water was blown by the wind, and therefore that made it claim for wind damage. What makes the situation worse, many of those people also had windstorm insurance, but the adjusters for those policies said that they will not pay because of the twenty feet of flood water.
The bottom line is that you do not need to be alone in your struggle to make yourself whole again. Maryland law allows you to consult and use a lawyer on your behalf when dealing with these insurance agencies. Don’t let an adjuster tell you that your claim is denied when you are the victim. If you have been injured in an accident, contact our law firm for a free case evaluation. There is no need for you to be alone during this, contact us today.
Interested in learning more?
- Maryland Auto Accidents – Frequently Asked Questions
- Contact us for a free evaluation
- Return toMaryland Auto Accident help center
Proudly serving the needs of auto accident victims the Baltimore region, Washington DC area, Western Maryland and the Eastern Shore of Maryland… including Salisbury, Frederick, Cumberland, Annapolis, Hagerstown, Rockville, Gaithersburg, Germantown, Towson, Annapolis, Glen Burnie, Laurel and other cities throughout the state of Maryland.
Our personal injury law firm also handles cases for accident victims who are located in various counties throughout the state of Maryland, such as Montgomery County, Baltimore County, Frederick County, Howard County, Harford County, Anne Arundel County, Prince George’s County and others.