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Posted On 12.21.12 by in Workers' Compensation
When a Maryland workers’ compensation claimant is ready to resolve his claim, his lawyer may explore the possibilities of stipulation and settlement. These are two of the three ways to resolve claims of permanent partial disability benefits (PPD) (the other is by a hearing before the Workers’ Compensation Commission).
What is Permanent Partial Disability?
Permanent Partial Disability (PPD) is a disability that is expected to continue for the worker’s life, though it is not a complete disability. It may not impede the worker’s ability to earn a living, and may not even cause any further lost wages. Essentially, this is the permanent injury for which the worker seeks an “award.”
Stipulating to a PPD Award
The important thing about a stipulation is that it leaves the case open to the claimant. When an employer, insurance company and worker stipulate to an award, they agree that:
Settling a PPD Award
Unlike a stipulation, the primary feature of a settlement is that it completely ends the case. A settlement may be worth more to a worker in the short term, because the insurance company will likely pay more to ensure that they have no more exposure. The key factors in a settlement are:
Finalizing A Stipulation Or Settlement
The Workers’ Compensation Commission must approve all settlements and stipulations. The Commission will more closely look at agreements made by workers who do not have the help of an attorney. This is especially true with regard to settlements, in which the workers give up all future rights.
Our Maryland workers’ compensation lawyers can advise you about whether you should seek a stipulation or settlement of your workers’ compensation claim. Contact us at 1-800-776-4529, or send us an online request for consultation.
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