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Posted On 02.08.13 by in Workers' Compensation
Workers’ compensation case values can be difficult to understand. It’s easy to explain some of the usual benefits—lifetime medical care, and the amount of lost wages payable, for example. The difficult part is the final award for disability—how is a lost toe, an injured back, or hand ravaged by carpal tunnel calculated?
The “nature and extent” hearing is designed to determine the amount of permanent partial disability that an injured worker has because of a job accident or occupational disease. The hearing may be unnecessary if the parties settle or stipulate, but in reaching agreement the parties know what the maximum recoverable award would be at a hearing. If no agreement is possible, the hearing would determine the final percentage of injury (aided by medical evidence).
The maximum recoverable is determined by evaluating these factors:
Maryland law has a chart of body parts that outlines the number of weeks of compensation attributable to that body part. If that body part is 100% disabled because of the work injury, then the worker should receive the full number of weeks. Here is the list:
The next step is to determine the tier of injury. This describes the seriousness of the injury—more serious injuries are valued at a higher tier. AWW refers to “Average Weekly Wage,” and the amounts listed are for injuries occurring on or after January 1, 2013.
Calculating the average weekly wage is usually a simple matter. The average weekly wage is calculated by adding together all payments for the 14-week period immediately before the accident, and dividing that number by 14.
To determine the value of a case, the applicable AWW (limited by tier level) is multiplied by the number of compensable weeks. From that number, attorneys’ fees are deducted (typically 20%).
If you have questions about a Maryland on-the-job injury, contact our workers’ compensation lawyers at 1-800-776-4529, or through our website. We have an excellent workers’ compensation section, and can help you secure the award you are entitled to.
Given its name, you may think that workers’ compensation covers anyone who is employed. Unfortunately, this misconception could leave you very disappointed if you ever get injured on the...Read Article