Types of Disability and Workers’ Compensation
Workers’ compensation insurance is your employer’s way of ensuring you’re taken care of if you get injured on the job. Unless you believe you were injured on purpose, there is no need for a civil case. You simply file your workers’ compensation claim and get the money you need for your bills and suffering. Disability There’s a good chance that the injury you suffered has caused you some kind of disability. This will come up with your workers’ compensation claim and is important to understand what it entails. In this context, there are four types of disabilities: Partially temporarily disabled Partially [...]
What Injuries Does Workers’ Compensation Cover?
Most people know that workers’ compensation claims are how you get your needs met after an accident while on the job. However, it’s actually a bit more technical than that. Workers’ compensation won’t simply pay out because you got hurt while working; instead, there are a number of details that play a factor. Workers’ Compensation Insurance The majority of employers in Maryland have to carry workers’ compensation insurance, so that their employees are covered should they get hurt while on the clock and suffer from lost wages, health or other issues. In order for worker’s compensation to kick in, the injury [...]
Interstitial Lung Disease & Your Workers’ Comp Claim
Connecting the Dots Between an Interstitial Lung Disease & Your Workers' Comp Claim What Is Interstitial Lung Disease? Interstitial lung disease is the name of a group of disorders, most of which result in the progressive scarring of the lungs. By definition, ‘interstitial’ means “Occurring in or being an interval or intervening space or segment: of, relating to, or forming an interstice.” The interstice is the space between two areas. In the case of lung disease, interstitial refers to the scarring that occurs around the air sacs, or alveoli, when the lungs try to heal. The scar tissue thickens the area, [...]
Personal Injury on Maryland Construction Sites
Working a construction job comes with a number of risks. As such, it’s a pretty common environment for personal injury lawsuits to arise. Thanks to all the heavy machinery, the heights often involved, and the weather here in Baltimore, it’s easy for workers to get hurt. When that happens, you need to call a personal injury lawyer as soon as possible. Construction Site Falls One of the leading causes of personal injuries on construction sites is falls. In fact, it’s one of the main causes for both injuries and deaths in the entire country, across all careers. There are a number [...]
Birth Injury Types
A birth injury can be long-lasting or temporary, mild or severe. The same type of injury varies in the type and severity of symptoms from one infant to the next. Symptoms don’t always appear at the same time, either. They may be evident right away or only appear after the child is old enough to go to school. Sometimes injuries begin with the treatment given or neglected to the mother prior to birth. In other cases, the injuries are caused by the actions or inactions of the doctor during the birthing process. Injuries to the Brain - Cerebral Palsy The most [...]
Ensuring Car Seat Safety
More children are killed by car crashes than by any other single cause (NHTSA, children ages 1 to 12 in the United States). Maryland Car Seat Laws The Maryland Department of Health and Mental Hygiene keeps a list of current Maryland child passenger laws: - Children under age 8 must be in a child restraint (unless 4’9” or taller) - Children between ages 8 and 16 must be seat belted if not in a child restraint - Drivers are responsible for ensuring children are properly restrained - Children cannot be rear-facing in the front seat with an active air bag - [...]
Personal Injury Cases in Maryland
Given the broad spectrum they cover, personal injury cases are fairly common here in Maryland. They can come about because someone slipped and fell on someone else’s property, because of a dog biting someone, an auto accident, and much more. Basically, they occur when one person sues another because their actions or inactions caused the plaintiff some type of harm. Like every state, Maryland has its own unique personal injury laws, which you should know about if you plan on filing suit. The Statute of Limitations Most states have a statute of limitations for personal injury claims. This refers to the [...]
SHOCKING! More Mothers Are Dying During Childbirth Because of Malpractice
Every year, thousands of women die, or suffer life-altering injuries, because doctors and nurses are not performing basic tasks. A shocking, new investigative report from USA Today confirms that almost 2 mothers die everyday- 700 total a year, and 50,000 are left severely injured, during childbirth. What is even more shocking is the fact that half of these incidents could be prevented if basic safety precautions were followed, like weighing bloody pads to track blood loss and administering medication at the first sign of high blood pressure. As a result, women are left to bleed until their organs shut down. Their high blood [...]
I Was Injured at Work, What’s Next?
People get injured at work all of the time. Jobs in some industries such as construction pose a greater risk of injury to their employees. But accidents and injuries can occur in any work environment. Your workplace injury might not even be directly related to your job duties. If the thing that caused your injury is part of your work environment, your employer is responsible for your damages. What should I do if I am hurt on the job? The first thing you should do is inform your supervisor, regardless of how the injury occurred. If you slip and fall on a [...]
How Much Do Workers’ Comp Attorneys Charge?
It isn’t unusual for people who are hurt on the job to try and handle the workers’ compensation process without legal help. They believe the process is a simple one and they don’t want to add expensive workers’ comp attorney fees to their mounting costs. Workers’ comp attorneys don’t require a retainer or payment upfront the way those practicing in other areas of the law do. Instead, they work on ‘contingency’, meaning that their payment is contingent on your winning your case. An attorney knows how the workers’ comp laws work in your state. Injured workers often find out too late [...]
Occupational Hazards in the Workplace
No matter your work environment, occupational hazards can put your health and safety at risk. Even what seems like the most benign workplace may have unseen risks you do not know about. This could include anything from unidentified chemicals in the janitor’s closet to loud noises affecting your hearing. The question you must ask yourself is “Do I understand all the occupational hazards in my workplace?” Use this guide to help you to better recognize the types of risks you may face in your work environment. This guide is meant to show you some of the most common hazards you can [...]
How Temporary Disability Benefits & Short Term Insurance Protect You
Temporary disability insurance (TDI) and short-term disability insurance (SDI) are basically the same thing. Both types of insurance pay compensation when you have to take time off from work due to injuries or illnesses. Sometimes the two terms are used interchangeably but there are some differences. The most significant is that SDI only covers off-the-job injuries. TDI, on the other hand, covers those that occur on the job. Workers' compensation is insurance paid for by employers to protect employees in case they are injured on the job. Employers with a specific number of employees are required by law to purchase a [...]